# SNTMaker

> SNTMaker is a free, plain-English resource from Anderson Law Firm (Fountain Inn, South Carolina) that helps families understand supplemental needs trusts (SNTs, also called special needs trusts) — so a loved one with a disability can receive an inheritance, settlement, or other funds without losing SSI or Medicaid eligibility.

Important: This is informational only. No attorney-client relationship exists until services are formally retained through Anderson Law Firm. Content on this site is general information about South Carolina and federal law, not legal advice for any specific situation.

## About the firm

- Firm: Anderson Law Firm
- Website: https://www.sclegacylaw.com
- Phone: 864-228-7808
- Address: 302 N. Weston St., Fountain Inn, SC 29644
- Initial consultation fee: $495
- Service area: South Carolina

## Site sections

- [What is an SNT?](https://www.sntmaker.com/#what-is-snt): The three main trust types — third-party SNTs, self-settled (first-party) (d)(4)(A) SNTs, and Miller Trusts (Qualified Income Trusts).
- [Ask Owliver](https://www.sntmaker.com/#chatbot): Free AI chat assistant that answers general SNT questions in plain English.
- [Trust Analyzer](https://www.sntmaker.com/#analyzer): Upload an existing trust (PDF or DOCX) for an informational AI review of its supplemental-needs provisions.
- [Get Started](https://www.sntmaker.com/#get-started): Consultation request form; the firm follows up to schedule a $495 initial consultation.
- [FAQ](https://www.sntmaker.com/#faq): Common questions about third-party SNTs, self-settled SNTs, and Miller Trusts.
- [Funding resources](https://www.sntmaker.com/#funding): Common ways to fund an SNT — life insurance, inheritances, settlements, ABLE accounts, real estate, and retirement plans.

## Trust types in brief

- Third-party SNT: Created and funded by someone other than the beneficiary (usually a parent or grandparent), often through a will or living trust. No Medicaid payback is required.
- Self-settled / first-party (d)(4)(A) SNT: Funded with the beneficiary's own assets (e.g., a personal injury settlement or direct inheritance). The beneficiary must be under 65 when it is funded, and a Medicaid payback is required at death.
- Miller Trust / Qualified Income Trust (QIT): Used in income-cap states like South Carolina when monthly income exceeds the Medicaid long-term care income limit. Only income flows through it; it does not protect assets.

## Optional

- [Full FAQ text](https://www.sntmaker.com/llms-full.txt): All frequently asked questions and answers in plain text.